Domestic travel insurance

Australia is a wonderful place to explore and while Medicare will cover you for medical expenses, you might still want to have cover for the unexpected. Things like accommodation for your loved ones should you need to stay in hospital away from home or cover for cancellation costs.

We offer two levels of domestic travel insurance:

• Domestic Premium
• Domestic Cancellation

Please note - For Domestic Cruise cover, please visit our cruise page. 

Domestic Premium

This is our most comprehensive domestic policy and includes the following cover.

Benefit	Benefit Level	Benefit Description
Additional expenses	$10,000	Cover for unexpected travel costs such as when: a doctor says you’re too sick to travel you need to return home because a relative in Australia suddenly falls ill your transport is disrupted due to a strike, riot or civil commotion
Amendment or Cancellation	$You Choose^	Cover for trip amendments or cancellation if an unexpected event occurs, such as: you’re sick or injured and can no longer travel a relative in Australia is sick
Luggage and travel documents	$6,000	Cover is included (limit per item*) for lost, stolen or damaged personal belongings, including: phone or smart watch—up to $1,000 camera or video camera—up to $3,500 laptop computers—up to $3,000 tablet computers—up to $3,000 drone (with or without camera) - $1,000 artificial limb, removable dental appliance, dentures or medical device e.g. hearing aids, CPAP machine - $1,000 jewellery, watch or any other items—up to $1,000
Rental car insurance excess   Bonus cover for personal vehicle excess	$6,000     $2,500	If your vehicle is stolen or damaged there’s cover for the excess you’re required to pay.
Travel delay	$750	If your travel is delayed for at least 6 hours by an unexpected event outside your control, there’s cover for additional costs in accommodation (sub-limits apply).
Special events	$2,000
Travel Services Provider Insolvency	$5,000
Disability	$30,000+
Accidental death	$30,000+
Loss of income	$45,000+

Personal liability

$200,000

Domestic Cancellation

If you only want to protect your deposits or other outlays, you can choose our Domestic Cancellation product. This allows you to choose your own level of cancellation cover should something unexpected happen and you can no longer take your tip.

The cover $You Choose^ will apply per policy and is a combined limit for -

Additional Expenses	Cover for unexpected travel costs such as when: a doctor says you’re too sick to travel you need to return home because a relative in Australia suddenly falls ill your transport is disrupted due to a strike, riot or civil commotion
Amendment or Cancellation Costs	Cover for trip amendments or cancellation if an unexpected event occurs, such as: you’re sick or injured and can no longer travel a relative in Australia is sick

 

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^ The level of cover You choose applies per policy.

* Item limit applies for any one item, set or pair of items including attached and unattached accessories. You may increase these items limits if You wish.

+ Maximum liability collectively is $45,000.