Why Buy Travel Insurance?

So why buy travel insurance? Whilst it is important to consider all your options and weigh up the costs of suitable travel insurance, it is equally important to compare the levels of cover, options, benefits and of course emergency assistance.

Chances are, you are reading this a long time after you have planned your trip either over the oceans or right here in Australia and insurance is an afterthought or you are still undecided about whether you need insurance at all. The short answer is – Taking out insurance for all travel is as important as organising the travel in the first place.

For business or pleasure, visiting family and friends or just working through the “Bucket list” if you plan to travel for one day or for a year and whatever your reason for travel, it is fair to say that if it is important enough for you to invest your precious time, significant costs and often a large slice of effort to make it all happen, it’s certainly important enough to protect your arrangements.

Your memories of sipping champers on the Seine or taking tea with the Maharaja all disappear very quickly when your airline looses your suitcase containing all your gifts and souvenirs, you miss a connection coming home, or a volcanic ash cloud forces your flight to be diverted.

Upon your return, the stories you usually tell your family and friends first are the disaster stories, but with Easy Travel Insurance you can have a happy ending. With the worldwide reach of our Emergency Assistance team you can rest assured to be returned home safely with the minimum of fuss.

Points of consideration should certainly include single trip or multiple destinations, the ages of all travellers, specified items, removal or reduction of claims excess and existing medical conditions. All of these factors have a bearing on the price of premiums. Remember that saving a few dollars on travel insurance can cost dearly in the unfortunate event that you need to make a claim.

As you can see it is critical to ensure you have suitable levels of cover to meet your needs, and to be completely clear on what is, and what is not covered. Ensure your cover will extend to all destinations, activities, and eventualities that you will be exposed to. Be especially aware of the levels of cover offered for snow and extreme sports, cruising, rental vehicle excess, and any specialised equipment or specific items of value that you may be carrying.